Karmic Debt Indicator — Based on Planetary Placements

Karmic Debt Indicator

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Enter birth date, time, and place. Your karmic debts are read from the sidereal (Lahiri) birth chart — the Rahu–Ketu axis and the planets they afflict.

Use the exact birth time with correct AM/PM — the Lagna and house positions depend on it.

Fill in the birth details and tap Check Karmic Debts.

What is a karmic debt (Rina) in Vedic astrology?

In Vedic astrology a karmic debtRina — is an unpaid obligation carried into this life from the past. It is read from the planetary placements in your sidereal birth chart, above all from the lunar nodes Rahu and Ketu, which form the karmic axis: Ketu holds the debts and unfinished business of past lives, while Rahu points to the direction of growth this time around.

How the debts are read

When a planet is conjunct or aspected by Rahu or Ketu, the matters that planet governs carry a specific debt:

  • Sun → Pitru Rina — father and ancestors
  • Moon → Matru Rina — mother and emotional karma
  • Mars → Bhratru Rina — siblings, courage and land
  • Mercury → Jnati Rina — relatives, friends and speech
  • Jupiter → Deva / Guru Rina — teachers, dharma and deities
  • Venus → Stri Rina — spouse, partners and women
  • Saturn → Sevak / Preta Rina — service, labour and the departed

What you get

The indicator shows your Ketu house (the past-life debt area), your Rahu house (where to grow), each karmic debt that is active with its strength and the exact placement behind it, and the remedies traditionally used to clear it — from Tarpan and daan to selfless service. Karmic debts are considered very workable: the right giving and inner change lighten them over time.

Frequently asked questions about Karmic Debt Indicator

What does Karmic Debt Indicator cover?

In Vedic astrology a karmic debtRina — is an unpaid obligation carried into this life from the past. It is read from the planetary placements in your sidereal birth chart, above all from the lunar nodes Rahu and Ketu, which form the karmic axis: Ketu holds the debts and unfinished business of past lives, while Rahu points to the direction of growth this time around.

How does Karmic Debt Indicator read the chart?

When a planet is conjunct or aspected by Rahu or Ketu, the matters that planet governs carry a specific debt:

What else should I know about Karmic Debt Indicator?

The indicator shows your Ketu house (the past-life debt area), your Rahu house (where to grow), each karmic debt that is active with its strength and the exact placement behind it, and the remedies traditionally used to clear it — from Tarpan and daan to selfless service. Karmic debts are considered very workable: the right giving and inner change lighten them over time.

Do I need my exact birth time for Karmic Debt Indicator?

Yes for a reliable reading. Karmic Debt Indicator depends on the ascendant and house lords, which shift with the birth time — so enter the exact time with the correct AM/PM and pick your city from the suggestions. A rough time can still give a broad sense, but house-based results may change.

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